Premium reserved for claims
Unused claims funds returned
Risk with stop-loss coverage
Potential savings vs. current plan
A self-funded health plan can reduce the cost of health insurance by as much as 40% while maintaining or improving benefits.
Stop-loss insurance eliminates any risk, and with just 5 or more employees, we can establish a plan that builds cash reserves over 12 equal monthly payments ("Level-Funded").
After 12 months, any unused claims funds are returned to the business owner further offsetting the cost of health the plan.
Please feel free to contact Darryl Friedricks (insurance) or Anthony Basciano (bonding), for a personal consultation.